Thank you for your interest in our home purchase options. When buying a home, a larger down payment often helps reduce your monthly payments, making the home more affordable. Most conventional banks usually require a 20% down payment, but we understand that might not be possible for everyone. We usually look for closer to 10% down or at least first and last months' rent for down payment to keep monthly rent at a desirable rate. Our homes range from $275-$500k. We're looking to work with serious buyers who may be self-employed or have experienced challenges like divorce, bankruptcy, or other credit issues in the past. If that sounds like you, we're here to help. To come up with a down payment, consider these options: Savings: Use any available savings. Family and Friends: They might be willing to help with a loan. Retirement Funds: You could potentially borrow from your 401(k) or IRA—please consult with a financial advisor first. Tax Returns: Using your upcoming tax return can be a great resource.

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